New American Community Lending

New American Community Lending (NACL) is a nonprofit lender that financially empowers refugees, immigrants, and asylum seekers.

NACL offers personal and business loans that would usually be very difficult for refugees,  immigrants, and asylum seekers to obtain, promoting economic and personal security, increasing individual quality of life, enabling greater contribution to local communities, and allowing full participation in the American Dream.

The work of NACL strengthens immigrant communities and helps create and sustain small businesses, benefitting the broader community by providing valuable goods and services, job creation, and growth of local economies.

What We Offer

New American Community Lending offers affordable loan rates, approvals for applicants with challenged credit or no credit, free financial coaching, and interest-bearing and Riba-free loans.

Personal Loans

• Interest Rates from 5%-10%
• Riba-Free fees from 5%-10% of loan amount
• Loan Amounts up to $5,000
• Free financial coaching plan

Business Loans

• Interest rates from 5%-10%
• Riba-Free fees from 5%-10% of loan amount
• Loan Amounts up to $15,000
• Free financial coaching plan
• Free business coaching plan
• Available for established businesses and starting businesses

Where We Work

Business Loans

• Alabama
• Arizona
• Arkansas
• Colorado
• Connecticut
• Florida
• Georgia
• Idaho
• Illinois
• Iowa
• Kentucky
• Maryland
• Massachusetts
• Michigan
• Minnesota
• Missouri
• Nebraska
• New Hampshire
• New Mexico
• New York
• North Carolina
• Ohio
• Oregon
• Rhode Island
• South Carolina
• Tennessee
• Texas
• Virginia
• Washington State
• Wisconsin

Personal Loans

• Arkansas
• Colorado
• Connecticut
• Florida
• Georgia
• Iowa
• Maryland
• Massachusetts
• Nebraska
• New York
• North Carolina
• Oregon
• Virginia